We represent a number of insurance companies that write automobile insurance. We have a unique advantage to "shop" your insurance for you and match the best price with the best coverage available for your specific risks. As your agent we will represent you and act as your representative in all company matters.
Insurance rates are not the same for every customer - a variety of factors are evaluated to determine fair and accurate rates. Below are a number of the terms that will be used when underwriting and rating your policy.
These definitions provide a brief description of the coverage’s many companies offer and some of the terms and phrases used in connection with vehicle insurance. These definitions are not applicable in all states or for all products. This is not an insurance contract. Other terms, conditions, and exclusions apply. Please read your policy for full details about the coverage’s. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.
